Maxed out your financial aid opportunities and still have a college financing gap? That’s exactly what iHELP is here for. We provide supplemental financing for college, designed to supplement, but not replace scholarships, grants and other financial aid including Federal Student Loans. And now an iHELP loan is more affordable than ever!

Once you’ve exhausted all your other financial aid options, iHELP student loan is a great way to pay for all of your remaining college costs, because it’s one of the lowest-cost loans you’ll find, with a truly affordable interest rate of either LIBOR + 2.5% or LIBOR + 6.8%, depending upon your credit status, with no origination fees whatsoever.

The iHELP Student Loan is a private, credit based loan. It is offered through local community banks and is designed to cover educational costs that aren’t covered by your traditional financial aid package of scholarships, grants and federal student loans. We don’t want you to borrow more than you absolutely have to, so you can borrow up to the cost of education minus the financial aid you’ve already received.

The program is flexible, and allows you to make no payments until after you graduate. Of course, if you choose to make some payments while you’re still in school, you will save even more in total loan costs. Your co-signers are eligible to be released after just 24 months of repayment.

Applying for an iHELP Student Loan is quick and easy. The loan has multiple repayment options of up to 20 years, and it takes just 10 minutes to fill out the application and find out if you’re approved.

iHELP is simple, honest and affordable. Our goal is to makes sure you know exactly what you’re getting into and avoid any unpleasant or expensive surprises once you borrow.

Ready to apply? Click here to begin.